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Fansly vs OnlyFans and other sites like OnlyFans compared (2026)
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Key takeaways
- OnlyFans, Fansly, Fanvue and LoyalFans take 20% and leave creators 80%, based on their terms as of November 2026.
- Patreon charges a 10% standard fee on pages launched after August 4, 2025, plus payment fees, and bans sexual activity between real or hyper-realistic participants.
- Of the platforms here, Fanvue is the one that explicitly accepts AI accounts, always with a visible label.
- Fansly deducts $5 a month from the balance of accounts that have not logged in for 12 months.
- OnlyFans files its figures at Companies House: in 2025 it had 5.06 million creator accounts and 437 million fan accounts.
- Ofagen manages OnlyFans accounts today, because its CRM is built for OnlyFans; for other platforms, ask us.
Subscription platforms compared (November 2026)
The fee is almost the same on the big platforms: most keep 20% and leave creators 80%. The real differences are content rules, AI, payout terms and the size of the audience. This table sums up what each platform’s official sources said when we checked them on November 7, 2026, unless another date is shown:
| Platform | Creator share | Payouts | Rules and other key facts |
|---|---|---|---|
| OnlyFans | 80% (a 20% fee on every payment) | Earnings pending about 7 days, per its interface; no fixed minimum payout figure in the terms | Allows adult content under its rules; AI only in limited use, no fully AI profiles |
| Fansly | 80% of subscriptions, sales and tips | Deducts $5 a month from the balance after 12 months without logging in | Content for all audiences and for adults; terms dated July 21, 2026 |
| Fanvue | 80% standard; a temporary promotional rate may apply | 7-day pending period, extendable to 28 | Allows adult content if declared at sign-up, and AI accounts with a label |
| MYM | 75% on subscriptions and 80% on custom content (2022 figures) | No current official data | Based in Paris; adult content was about 25% of its activity in 2022 |
| Patreon | 90% before other fees (10% standard fee for pages launched after August 4, 2025) | Separate payment processing, currency conversion and payout fees | Adult pages only behind a paywall with age verification; bans sexual activity between real or hyper-realistic participants |
| LoyalFans | 80% on subscriptions, live shows, messages and video store | Paid twice a month, $50 minimum | 5% lifetime referrals and a dedicated studio sign-up |
If you are coming from OnlyFans and want the detail on its fee, we break it down in OnlyFans fees explained, and its payout methods and timing in how to get paid on OnlyFans.
OnlyFans
OnlyFans has official figures because its company, Fenix International Limited, registered in England and Wales, files accounts at Companies House. In its 2025 financial year, fans paid $7.8 billion, the platform paid $6.2 billion to creators, and there were 5.06 million creator accounts and 437 million fan accounts (accounts opened and not deleted, not active users).
- Fee: 20% of every payment; the creator gets the rest.
- Income streams: auto-renewing subscriptions, pay-per-view content, messages, tips and livestreams.
- AI: allowed in limited use, but no fully AI-generated profiles.
- Agencies: it says it does not work with or endorse any agency, and the creator stays legally responsible for the account.
- Worth knowing: it can suspend an account with 30 days’ notice, for any reason.
Fansly
Fansly works on a model very close to OnlyFans: subscriptions, sales and tips, with the same 80% creator share. It is run by Select Media LLC, a Maryland company in the US, and its current terms are dated July 21, 2026.
- It can deduct earnings linked to chargebacks or to content that breaks its rules.
- If an account goes 12 months without logging in, it becomes inactive and Fansly deducts $5 a month from the balance until it reaches zero.
- It has a referral program and bans running Google or Facebook ads that impersonate the company.
- By Fansly’s own account, its strengths are discovery through its “FYP” algorithm, room for creators of every kind, from softer content to adult content, a mix of free and paid experiences, livestreams and human support.
Fanvue
Fanvue pays creators 80% of gross earnings as its standard rate, and it is the platform on this list that explicitly accepts AI creators. It is run by Shift Holdings Ltd.
- Payouts: the standard pending period is 7 days and can be extended to 28 depending on account verification and activity.
- Promotional rate: a temporary one may be published on the platform; its own pages give different durations, so confirm the terms when you sign up.
- Sign-up: requires identity verification with a liveness check and a declaration of whether your content is explicit.
- AI: accepts fully or partly AI-generated accounts, with a visible AI label and never telling fans an AI account is a real person. We explain it in AI OnlyFans and AI OFM.
MYM
MYM is a Paris-based platform for which we only have 2022 figures, because we could not read its current official terms. In a November 2022 interview, its co-founders reported a 25% fee on subscriptions and 20% on custom content, 10 million users and 350,000 creators, and said adult content was about 25% of their activity.
Before deciding, check MYM’s current fees and terms on the platform itself: these figures are years old and may have changed.
Patreon
Patreon can work if your content is not explicit, but it is not an alternative for sexual content with real people. Creators who launched their page after August 4, 2025 pay a 10% standard fee, plus payment processing, currency conversion and payout fees and any applicable taxes; creators who launched earlier keep their previous plan.
It allows adult pages behind a paywall with age verification, but its guidelines ban works showing sexual activity between real or hyper-realistic participants.
LoyalFans
LoyalFans’ official payout page shows an 80% creator share on subscriptions, live shows, messages and its video store. It pays twice a month with a $50 minimum threshold and offers a 5% “lifetime” referral commission. It also has a dedicated sign-up for studios that manage several creators.
These figures come from its official site, but we could not read its full terms: review them before opening an account.
Which one should you choose, and what Ofagen manages
Choose based on your audience and the rules, not just the fee, which is the same on most of these platforms. Ask yourself:
- Where are your fans? Where your audience already is, or where you plan to find it, matters most.
- Does your content fit the rules? Patreon, for example, does not allow sexual content with real people.
- How and when do you get paid? Look at the pending period, the minimum payout and the payout schedule.
- Will you use AI? Of these platforms, Fanvue is the one that explicitly accepts AI accounts.
- What if you are suspended? Relying on one platform carries risk: OnlyFans, for example, can suspend an account with 30 days’ notice.
Today Ofagen manages OnlyFans accounts: our CRM, FansTracker, is built for OnlyFans and it is where the whole team works. You can see what that covers in full OnlyFans management. If you use another platform or want to open a second one, tell us about your situation and we will look at it with you before you commit to anything.
Frequently asked questions
What's better than OnlyFans?
No platform is better for everyone. Fansly, Fanvue and LoyalFans pay creators the same 80% as OnlyFans, so the choice comes down to where your audience is, content rules, AI policy and payout terms. Patreon charges less, a 10% standard fee plus payment fees, but bans sexual content with real people. Start where your fans already are, and check each platform's current terms before moving.
What is the difference between Fansly and OnlyFans?
Both take 20% and pay creators 80%. OnlyFans is run by a UK company, Fenix International Limited, and publishes its figures at Companies House; Fansly is run by Select Media LLC in Maryland and highlights discovery through its own algorithm, a mix of free and paid content, livestreams and human support. Fansly also charges $5 a month to accounts inactive for a year.
Does Fansly take the same cut as OnlyFans?
Yes. Fansly's terms give creators 80% of subscription, sales and tip revenue, so it keeps 20%, the same share OnlyFans takes from every fan payment. Both can deduct earnings linked to chargebacks. The money differences lie elsewhere: Fansly deducts $5 a month from accounts that go 12 months without logging in, and each platform sets its own payout conditions.
Is Fanvue legit?
Fanvue is run by Shift Holdings Ltd and publishes its legal terms: it pays creators 80% as standard, with a 7-day pending period that can stretch to 28 days depending on verification and activity, and it requires identity verification with a liveness check. Nobody can guarantee a platform is safe, so read its terms before you open an account and start carefully.
What sites like OnlyFans can you make money on?
The main options covered here are Fansly, Fanvue, LoyalFans, MYM and Patreon. Fansly, Fanvue and LoyalFans pay creators 80% of fan spending, MYM reported a 25% subscription fee in 2022, and Patreon charges a 10% standard fee but does not allow sexual content with real people. Compare payout terms and content rules before you move your audience anywhere.
Sources
- OnlyFans Terms of ServiceOnlyFans
- Fenix International Limited annual accounts, financial year 2025Companies House
- Fansly Terms of ServiceFansly
- Fansly homepageFansly
- Fanvue Creator Earnings and PayoutsFanvue
- Is AI content allowed on Fanvue?Fanvue
- Fanvue Creator TermsFanvue
- Interview with MYM's co-founders (in French)Journal du Net
- Patreon PricingPatreon
- Creator fees overviewPatreon
- Patreon Community GuidelinesPatreon
- LoyalFans payout pageLoyalFans
- LoyalFans studio registrationLoyalFans
Data checked against the official sources on the date shown. Platforms change their terms: check them before you decide.
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