--- title: "OnlyFans agency commission calculator: is an agency worth it?" canonical: https://ofagen.com/en/tools/onlyfans-agency-commission-calculator/ language: en updated: 2026-11-08 publisher: Ofagen (https://ofagen.com/) author: Flus (https://ofagen.com/en/author/flus/) published: 2026-11-08 alternate_es: https://ofagen.com/herramientas/calculadora-comision-agencia-onlyfans/ --- # OnlyFans agency commission calculator: is an agency worth it? > This calculator tells you whether an OnlyFans agency is worth it. Enter what OnlyFans pays you today, the agency's percentage, whether it is calculated on gross or net, and the growth you expect. It returns what you would keep, the real commission on what you receive and the minimum growth you would need to earn the same as now. ## How it is calculated 1. It starts from what OnlyFans pays you today per month (your net, after its 20%). 2. It applies the growth you expect with the agency. 3. It calculates the agency's commission: on that net, or on gross if the agency charges on what fans pay (gross is net divided by 0.8). 4. It shows what you keep, the difference from what you earn today and the real commission on what you receive. 5. It works out the minimum growth to stay even: 1 / (1 − real commission) − 1. ## An example If OnlyFans pays you $3,000 a month and an agency charges 40% on net, with 50% growth your net earnings would rise to $4,500. The agency would take $1,800 and you would keep $2,700: $300 less than today. To stay even, the account would need to grow at least 66.7%. The same account with an agency charging 25% on net would leave you $3,375, $375 more than now with the same growth. ## What to check beyond the commission - **What it includes:** chat only, or also promotion, pricing and strategy. - **Who accesses your account and how:** if someone asks for your password by message, that is a bad sign. We explain how we do it in [account security](/en/account-security/). - **The exit:** notice period, removal of access and whether you keep your data. ## When an agency is worth it The calculator gives you the minimum growth needed to stay where you are. The useful question is whether the agency's plan can deliver it, and how: more chat hours, better promotion, reviewed prices. Ask them to explain it with your numbers. Also count the time you get back: if you spend four hours a day answering messages today, that time has value even if it does not show up in the account. For typical market ranges and exactly how we charge, read [what an OnlyFans agency charges](/en/commission/). ## Frequently asked questions ### What is the minimum growth to break even? It is how much your earnings would have to rise so that, after paying the agency, you keep the same as you earn today on your own. With a 40% commission on net, your account would need to grow 66.7%; with 20%, it would need 25%. ### Why does it change so much if the commission is on gross? Because gross includes the 20% OnlyFans keeps. A 30% commission calculated on what fans pay equals 37.5% of what you actually receive. Always ask what the commission is calculated on before comparing agencies. ### What growth is realistic with an agency? There is no honest figure for every account: it depends on your starting point, how much time you spent chatting and your audience. Be wary of agencies that promise to multiply your income; run the calculator with cautious and optimistic scenarios. ### Does this calculator work for any agency? Yes. You only need to know the percentage it charges and what it is calculated on. If an agency will not give you that in writing, you already have your answer. ## Sources - [OnlyFans Terms of Service](https://onlyfans.com/terms), OnlyFans (November 8, 2026) Updated on November 8, 2026. ## Keep reading - [How Much OnlyFans Managers Make, and How We Charge](https://ofagen.com/en/commission/index.html.md) (HTML: https://ofagen.com/en/commission/) - [OnlyFans earnings calculator: what you actually take home](https://ofagen.com/en/tools/onlyfans-earnings-calculator/index.html.md) (HTML: https://ofagen.com/en/tools/onlyfans-earnings-calculator/) - [OnlyFans management contract: clauses to insist on and clauses to refuse](https://ofagen.com/en/guides/onlyfans-agency-contract/index.html.md) (HTML: https://ofagen.com/en/guides/onlyfans-agency-contract/) - [Is an OnlyFans agency worth it, or should you go it alone?](https://ofagen.com/en/comparisons/agency-or-on-your-own/index.html.md) (HTML: https://ofagen.com/en/comparisons/agency-or-on-your-own/) - [Full OnlyFans management: we run your entire account](https://ofagen.com/en/services/onlyfans-management/index.html.md) (HTML: https://ofagen.com/en/services/onlyfans-management/) --- Markdown version of the page: https://ofagen.com/en/tools/onlyfans-agency-commission-calculator/